Collection of Information
Marathon Mortgage Corp. collects personal information for the purpose of making credit decisions about potential customers, to confirm identity and to prevent fraud and money laundering. To fulfill these purposes, Marathon Mortgage Corp. may, on occasion, request information about individuals from the files of consumer reporting agencies. Once an individual becomes a customer of Marathon Mortgage Corp., the customer’s credit experience may be shared, on an ongoing basis, with other lenders and credit reporting agencies. This sharing of information is necessary to support the credit process. Personal information is used to manage risk, verify identity, make credit decisions for financing or renewal purposes, collect debts that may be owed to us, administer our files after closing and to communicate with the customer. Personal information is also used to satisfy information requests from regulators, organizations or individuals who are legally entitled to make such requests. Marathon Mortgage Corp. may collect personal information from its customers directly or from others in order to verify identity, understand customer needs, determine suitability or eligibility of products and services, comply with applicable laws, collect on outstanding debt or administer a file. Marathon Mortgage Corp. collects information only by fair and lawful means. Wherever possible, personal information is collected directly from the individual however, personal information may also be obtained from other sources including, but not limited to, credit bureau agencies, real estate appraisers, mortgage brokers and other financial institutions
Personal information is any information that identifies an individual, or by which an individual’s identity could be deduced. This includes, but is not limited to: residence address, age, gender, personal financial records, social insurance number, personal health information, personal references and employment records.
Retention of Information
Marathon Mortgage Corp. will retain personal information for as long as it believes necessary to fulfil the purpose for which it was collected and to fulfil legal or business retention requirements.
Updating Your Information
Since Marathon Mortgage Corp. uses personal information to provide services, it is important that the information be accurate and up-to-date. If any information changes, Marathon Mortgage Corp. should be informed by the customer so that it can make any necessary changes.
Access to Personal Information
Marathon Mortgage Corp. endeavours to maintain adequate physical, procedural and technical security with respect to its offices and information storage facilities so as to prevent any loss, misuse, unauthorized access, disclosure or modification of personal information.
Visiting our website from outside Canada
Our website is governed by the laws of Canada. It is designed for viewing and interactions by residents of Canada – and referencing our particular mortgage/finance laws. We do not claim that this website is governed by or operated in accordance with the laws of any other country.
Any questions, concerns or complaints regarding privacy, or any requests for access to view or amend personal information, may be directed to: Albert Collu President & CEO firstname.lastname@example.org A full name, address and telephone number should be attached to all inquiries. It should be noted that email is not a 100% secure medium and is generally unencrypted, and customers using this method of delivery should be aware of this when contacting us to send personal or confidential information.
Term of Use:
MARATHON MORTGAGE website is provided "as is" and "with all faults" and the entire risk as to the quality and performance of the MARATHON MORTGAGE websites is with you. Should the materials or services prove defective, you, and not MARATHON MORTGAGE, assume the entire cost of all necessary servicing and repair. MARATHON MORTGAGE expressly disclaims all warranties of any kind, whether express, implied, or statutory, with respect to the MARATHON MORTGAGE websites (including, but not limited to, any implied or statutory warranties of merchantability, fitness for a particular use or purpose, and non-infringement of intellectual property rights). Without limiting the generality of the foregoing, MARATHON MORTGAGE makes no warranty that the MARATHON MORTGAGE websites will meet your requirements or that the MARATHON MORTGAGE websites will be uninterrupted, timely, secure, or error free or that defects in the MARATHON MORTGAGE websites will be corrected. MARATHON MORTGAGE makes no warranty as to the results that may be obtained from the use of the MARATHON MORTGAGE websites or as to the accuracy or reliability of any information obtained through the MARATHON MORTGAGE websites. No advice or information, whether oral or written, obtained by you through the MARATHON MORTGAGE websites or from MARATHON MORTGAGE, its parent, subsidiaries, or other affiliated companies, or its or their suppliers (or the respective officers, directors, employees, or agents of any such entities) (collectively, "the MARATHON MORTGAGE parties") shall create any warranty. MARATHON MORTGAGE disclaims all equitable indemnities.